Tag: credit report
How do we find out what credit cards we have had?
Just recently, I've been digging into the topic of how to find out what credit cards we've had in the past. Turns out, it's easier than you might think! The simplest way is to request a copy of your credit report from the three credit bureaus - Experian, Equifax and TransUnion. These reports list all the credit cards associated with your name. It's a handy way to keep track of your credit history and ensure everything's as it should be.
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What are RBI approved credit bureaus?
In India, RBI approved credit bureaus are organizations that collect and maintain individuals' credit information. They play a crucial role in the financial ecosystem by helping lenders evaluate creditworthiness. Currently, the RBI has given the green light to four credit bureaus: CIBIL, Equifax, Experian, and CRIF High Mark. Their reports often form the basis for approval or rejection of loan applications. As a consumer, it's important to check your credit report periodically to ensure there are no discrepancies.
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